Overview of FiservCommerceHub payment gateway integration
Learn about integrating the FiservCommerceHub payment gateway with Zuora for credit card transactions, including delayed capture, stored credential profiles, and 3D Secure authentication for supported HPM on-session flows.
This payment gateway integration can be requested through the Specialized Payment Connections service at an additional cost.
Zuora integrates with the Fiserv Commerce Hub API through the FiservCommerceHub gateway integration for processing credit card transactions. The integration supports tokenized card flows, delayed capture, and 3D Secure authentication on Hosted Payment Pages (HPM) for supported on-session credit card transactions.
Supported payment methods
The FiservCommerceHub payment gateway integration supports Credit Card payment methods, including the following card brands:
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American Express
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Diners Club
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Discover
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JCB
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Mastercard
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Visa
Support for Delayed Capture
The Delayed Capture feature allows you to authorize the availability of funds for a transaction but delay the capture of funds until a later time. The FiservCommerceHub payment gateway integration supports Delayed Capture for Credit Card payment methods, which involves the use of the following API operations:
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Create authorization
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Create a payment to capture the payment or Cancel authorization
Zuora also supports capturing authorizations that were generated externally by using Zuora's Create authorization API operation.
Support for stored credential profiles
The FiservCommerceHub payment gateway integration includes support for the Stored Credential Transactions framework.
For merchants using FiservCommerceHub with stored credential profiles, Zuora supports unscheduled customer‑initiated card transactions (CIT) via the legacy POST /v1/object/payment API.
- Applies to credit card payments only.
- Applies to unscheduled CIT flows; recurring MIT flows remain unchanged. \
- Currently supported only for the legacy Payment API (
/v1/object/payment) together with FiservCommerceHub.
Supported Gateway Options fields
See Gateway Options fields supported by FiservCommerceHub .
Support for 3D Secure 2.0
The FiservCommerceHub payment gateway integration now supports 3D Secure 2.0 (3DS2) for credit card payment methods on HPM v.2.0. 3D Secure 2.0 adds an additional layer of authentication for online card payments, helping to reduce fraud and comply with regulatory requirements such as Strong Customer Authentication (SCA). For more detailed information on how to enable 3D Secure 2.0 for Fiserv CommerceHub payment gateway integration, see Enable 3DS2 for FiservCommerceHub Payment Gateway Integration.
Support for 3D Secure authentication on HPM
Zuora supports 3D Secure authentication for credit card payments processed through the FiservCommerceHub gateway on Hosted Payment Pages (HPM).
When 3D Secure is enabled on a hosted payment page configured with a FiservCommerceHub gateway, Zuora authenticates the cardholder before processing the transaction.
The supported currencies and markets depend on your FiservCommerceHub merchant account configuration, and the integration continues to use tokenized cards.
After successful authentication, the tokenized card can be used for one-time and recurring payments.