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Enable 3DS2 for your merchant account

Learn how to enable 3DS2 for your Opayo merchant account and configure settings in Payment Pages to support 3D Secure 2.0.

Before configuring your Zuora tenant, you must enable 3DS2 for your Opayo merchant account. Follow the instructions on Activating and adding a 3d Secure rule in Opayo’s documentation or contact support@Opayo.com .

Configure 3DS2 settings in Payment Pages

When setting up a Payment Page , select the Enable 3D Secure 2.0 checkbox and select the gateway instance from the Default Payment Gateway dropdown list.

Limitations

Currently, the 3D Secure 2.0 feature for Opayo Direct can only work with the following card brands:

  • Visa

  • MasterCard

  • American Express

Implement Payment Pages 2.0 to support 3DS2

After completing the preceding configurations, you can then implement and use Payment Pages 2.0 as usual. See Payment Pages 2.0 implementation overview for more information.

If your customers failed the strong customer authentication, the ThreeDs2_Authentication_Exception error code and error message are returned. The error code is common across all gateways, while the error message is gateway specific.

The "Best practices" section in Zuora’s implementation of 3D Secure 2.0 provides best practices for reducing the possibility of failed transactions due to 3DS2 authentication errors.