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Zuora Payments

Zuora BillingZuora PaymentsZuora PlatformZuora CPQZephrZuora RevenueAccounts ReceivableRelease NotesBasicsEntitlementsSupport and policies
Zuora BillingZuora PaymentsZuora PlatformZuora CPQZephrZuora RevenueAccounts ReceivableRelease NotesBasicsEntitlementsSupport and policies

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PSD2 and strong customer authentication

Enable 3DS2 for Opayo Direct gateway integration

Learn how to enable 3D Secure 2.0 (3DS2) for Opayo Direct gateway integration to comply with PSD2 requirements.

3D Secure 2.0 (3DS2) is a widely recommended solution for strong customer authentication (SCA) under PSD2. The Opayo Direct gateway integration provides support for 3DS2 through the embedded iFrame of Payment Pages 2.0. With 3DS2 enabled and implemented, end users may receive a challenge window presented by issuing banks who are seeking confirmation that the end user is the card owner. The callback page is displayed only when they are authenticated.

To comply with PSD2 by using 3DS2, the following configurations are required:

  1. In the Opayo console, enable 3DS2 for your Opayo merchant account .
  2. In Zuora, enable the 3DS2 setting in Payment Pages .

Last updated: December 5, 2025