Nuvei Payment Gateway Integration
Integrate with Nuvei Payment Gateway to access unified pay-in and payout solutions, supporting credit card operations and real-time reconciliation in select countries.
Nuvei provides unified pay-in and payout solutions across card payments, digital wallets, alternative payment methods, fraud prevention, and banking integration worldwide.
The Zuora integration with the Nuvei API currently supports all credit cards in regions that do not require 3D Secure. Support for 3D Secure is in active development. The integration supports the following operations:
- Validate
- Payment (sale)
- Authorize
- Capture
- Referenced refund (full or partial)
- Non-referenced refund
- Credit
- Cancel
Supported features
The following table summarizes the features supported by the Nuvei payment gateway integration. For details about each feature, see the corresponding sections in this topic.
| Feature | Support |
|---|---|
| Supported payment methods |
|
| 3D Secure 2.0 | Yes |
| Delayed capture | Yes |
| Level 2 and Level 3 card data | No |
| Stored credential transactions | Yes |
| Gateway Options fields | No |
| Nuvei production endpoint used for the Zuora gateway integration service | https://secure.safecharge.com |
| Gateway reconciliation | Yes |
| Payment Method Updater | No |
Supported payment methods
The Nuvei payment gateway integration supports the following credit card brands:
- Visa
- Mastercard
- American Express
- Discover
- Diners Club
- JCB
- Cartes Bancaires (France)
Support for delayed capture
The delayed capture feature authorizes the availability of funds for a transaction but delays the capture of those funds until a later time. For information about how to use the delayed capture feature, see Payment Authorization in the Zuora API Reference.
Support for real-time reconciliation
Nuvei supports the real-time reconciliation feature. When this feature is active, the payment gateway submits notifications to Zuora for various event types on gateway objects, and the corresponding records are updated automatically in real time.
For information about how to activate real-time reconciliation and its limitations, see Real-Time Reconciliation.
Support for refunds
Nuvei supports both referenced refunds and non-referenced refunds for credit card transactions:
- A referenced refund is linked to an existing payment in Zuora and returns funds to the original payment method. You can issue full or partial referenced refunds.
- A non-referenced refund is not tied to a specific payment and can be issued as a standalone refund, subject to the rules of Nuvei and your Zuora refund configuration.
For more information, see Refunds.
Support for 3D Secure 2.0
The Nuvei payment gateway integration supports 3D Secure 2.0 (3DS2) authentication for credit card transactions. 3DS2 helps you meet strong customer authentication (SCA) requirements, such as those in Europe.
When 3D Secure 2.0 is active on your credit card Payment Page or Hosted Payment Form, the transaction proceeds as follows:
- The customer enters card details and submits the page.
- Zuora initiates 3D Secure 2.0 authentication with Nuvei. If the issuer requires a challenge, the customer completes it in a secure frame displayed on the page.
- After authentication, the transaction is processed, and the result is returned to your application.
To use 3D Secure 2.0, activate the 3D Secure 2.0 setting on the credit card Payment Page or Hosted Payment Form that uses the Nuvei gateway.
Support for stored credentials (CIT and MIT)
The Nuvei payment gateway integration supports stored-credential transactions. You can save a card during a customer-initiated transaction (CIT) and process later merchant-initiated transactions (MIT), including recurring and unscheduled payments, against the stored card.
- Customer-initiated transaction (CIT): The customer is present and authorizes the payment. The card can be stored for future use.
- Merchant-initiated transaction (MIT): Zuora processes a later payment against the stored card without the customer present. Recurring and unscheduled MITs are supported for Visa, Mastercard, and American Express.
To store cards for reuse, activate the Tokenize payment method setting on your Nuvei gateway instance.
Network Transaction ID (NTI)
To comply with the stored-credential mandates of the card networks, Zuora stores the Network Transaction ID (NTI) that Nuvei returns after a successful transaction and uses it in subsequent merchant-initiated (MIT) recurring and unscheduled payments.
To ensure that the NTI is returned and stored on the payment method, enable the Verify updated payment method setting on your Nuvei gateway instance.
For more information, see Support for stored credential transactions overview.