Choose your payments experience
Choose between Zuora Payments and Modernized Zuora Payments based on your implementation path and payments goals.
Zuora provides two payments experiences:
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Zuora Payments is the core solution for managing payment gateways, methods, processing, and operations.
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Modernized Zuora Payments is a paid add-on that enhances Zuora Payments with advanced orchestration: more payment provider options, AI-powered routing, no-code checkout customization, and actionable insights.
Compare the experiences
While both Zuora Payments and Modernized Zuora Payments support payment processing and orchestration, they differ in their configuration experience and available capabilities. The following table compares the two solutions:
|
Capability |
Zuora Payments | Modernized Zuora Payments |
|---|---|---|
|
Payment gateways and payment methods support |
Supports over 40 payment gateways and 20 payment methods |
Access a world-class ecosystem of payment service providers (PSPs) and payment methods, with our supported network continuously expanding |
|
Payment gateway and payment method setup |
Requires separate configuration for each step across multiple pages and settings |
Streamlined configuration with a centralized menu for key settings |
|
Payment orchestration setup |
Requires additional add-ons for fraud protection and separate platform configuration |
Supports PSP-agnostic fraud and 3DS orchestration through a unified rule engine |
|
AI-based routing |
Not supported |
Supported |
|
Checkout implementation and customization |
Complex. Requires development work |
Straightforward. Supports no-code checkout customization |
Recommended documentation starting point
Use the following guidance to determine which documentation applies to you.
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If you ... |
Use ... |
|---|---|
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Are an existing Zuora Payments customer and have not enabled Modernized Zuora Payments | |
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Have enabled the Modernized Zuora Payments add-on SKU | |
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Are evaluating Modernized Zuora Payments |
Start with Modernized Zuora Payments to learn about its capabilities and upgrade considerations. |